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DOC MT–SO1 Second opinion Rev. 2026.07 Confidential

Something not adding up?

If participation isn’t performing as expected, you can usually feel it before you can prove it. A short, free call helps you confirm whether your instinct is right.

Free, around 20 minutes, no obligation and completely confidential — a quick conversation to sense-check what you’re seeing, not a deep audit. We work alongside your existing advisers, and if it warrants a closer look we’ll tell you what that involves.

Tab 02 · The problem MT–SO1 / 002
Clause 02 The problem

Most cases don’t fail suddenly. They drift.

Drift has a pattern:

DR–01
Campaign-led execution
DR–02
Fragmented claimant journeys
DR–03
Compliance-first, engagement-last communication
DR–04
Reactive optimisation
DR–05
Late-stage fixes

By the time it’s visible, the system is already live.

Tab 03 · Symptoms MT–SO1 / 003
Clause 03 Diagnostic signals

Recognise the symptoms.

Six indicators that suggest a structural participation problem — not a marketing one.

S–01

High traffic, low verified claimants

Interest arrives; qualified sign-ups don’t.

S–02

Drop-off between registration and completion

Claimants start the journey and quietly disappear.

S–03

Engagement that fades after sign-up

Contact rates fall as the case gets longer.

S–04

Confusion at first interaction

Early questions signal a journey that isn’t clear.

S–05

Weak trust signals

Claimants hesitate where reassurance should be built in.

S–06

Delays or friction at distribution

Payment is where every earlier gap surfaces.

Tab 04 · Judicial reality MT–SO1 / 004
Clause 04 Judicial reality

Courts are focused on what happens in practice.

Not just whether a case can proceed — but whether it works.

“An outcome cannot be considered a success where a significant gap remains between projected and actual returns.”

Gutmann v First MTR South Western Trains Ltd & Anor [2025] CAT 72

Where participation and distribution fall short, the outcome reflects it.

Tab 05 · The gap MT–SO1 / 005
Clause 05 What’s actually happening

The gap between expected and reality.

Most cases are built on expected behaviour. Real-world participation behaves differently.

Expected flow

Register Verify Engage Complete Distribute

Actual flow

Register Drop-off Verify Confusion Engage Fade Complete Friction Distribute
FIG. SO–1 — Friction appears where it wasn’t anticipated; small issues compound into major underperformance.

Participation doesn’t fail randomly. It fails at specific points in the system — and those points can be identified.

Tab 06 · The call MT–SO1 / 006
Clause 06 The call

A short conversation, not a deep audit.

In around 20 minutes we talk through what isn’t adding up. Your strategy, filings and funding stay exactly where they are.

The Second Opinion is the first step — and it’s free. A short, no-obligation, confidential conversation (around 20 minutes) to talk through what isn’t adding up and confirm whether your instinct is right. If you then want to go deeper, a Claimant Participation Opinion is the paid, in-depth engagement: a fixed-scope, human-led assessment of a specific claimant, cohort or portfolio.

What we talk through

  • Where participation seems to be dropping
  • Why claimants may not be completing
  • Where trust might be breaking down
  • Whether your data is telling you something
  • What could be affecting the outcome

You leave knowing whether your suspicion holds up — and whether it’s worth a closer look.

Tab 07 · Who it’s for MT–SO1 / 007
Clause 07 Who this is for

Built for the people closest to the case.

SO–01

Law firms

Cases already filed, or approaching critical stages.

SO–02

Foundations (stichtings)

Cases with active claimant intake, or scaling underway.

SO–03

Funders

Cases where performance and return assumptions are diverging.

Tab 08 · What you receive MT–SO1 / 008
Clause 08 What you receive

What you get from the call.

Not a written report — an honest, senior view, in plain terms.

R–01
A clear read on whether your suspicion is well-founded
R–02
The most likely reasons for what you’re seeing
R–03
Whether it warrants a closer, in-depth look
R–04
What a fuller assessment would involve
R–05
No obligation to take it any further

Want the depth — the structured, written analysis? That’s the Claimant Participation Opinion.

Tab 09 · Timing MT–SO1 / 009
Clause 09 Timing matters

There is a point where issues can still be addressed.

01 Launch
02 Underperformance
03 Second opinion
04 Escalation
05 Intervention
FIG. SO–2 — The window: after this point, issues become embedded in the outcome.
Tab 10 · Request MT–SO1 / 010
Clause 10 Get a second opinion

Get a second opinion on your case.

We work alongside your existing team. This is a short, free conversation — not a replacement for your advisers.

No documents are needed for this first conversation. Tell us what isn’t adding up, and we’ll take it from there.

Free Around 20 minutes No obligation Confidential

Request a second opinion

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Tab 11 · Next step MT–SO1 / 011
Clause 11 Next step

Understand the problem before it defines the outcome.

A second opinion brings clarity early, where performance doesn’t match expectation.